Attention homeowners in Fort Bend & Harris County: Get an Appraisal today!

Here are the top 7 reasons why TX homeowners call on Purdy Appraisal:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to cut your mortgage payments
To reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
To settle an estate in TX by determining the true market value of property in question

Need help determining the value of your home in or near Richmond, TX?
Contact Purdy Appraisal.

At Purdy Appraisal, we understand the particular needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at Purdy Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.

Appraisals to cancel PMI

A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases, you can apply to a lender to have the PMI eliminated from your loan. Purdy Appraisal is experts in helping folks just like you get rid of unwanted PMI insurance.

Challenge Tax Assessment

Let's say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Purdy Appraisal is your best weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be annoying from a cash flow viewpoint and damaging to your credit score since it may appear as though that credit line is maxed out. Purdy Appraisal can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would prefer to have a professional double-check it for verity or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Purdy Appraisal offers field reviews where we'll go out and check the subject and comparables. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.